Cigna will also provide claims and marketing expertise
Cigna has replaced AXA as the underwriter for AA’s travel insurance policies.
AXA and AA came to a mutual agreement to end their travel insurance partnership at the end of November 2014.
Under the new deal with AA, the health insurer will also provide claims and marketing expertise.
The AA’s travel insurance cover includes single and multi-trip standard and ‘Essentials’; back-packer; winter sports; wedding and golf cover under the AA brand, as well as policies marketed under the Go Travel and 1stop brands.
The broker said the new policies would cover a wider range of low-risk medical conditions without an additional premium rating, while most of the more serious conditions would be covered with an additional premium.
AA Insurance managing director Janet Connor said: “Whilst remaining competitively priced it offers significant benefit improvements – not least of which is cover for any age on single trip policies.
“Many older people find it difficult or prohibitively expensive to obtain travel insurance, especially if they suffer from some medical complications.
“As a result many may attempt to travel without cover at all. With no age limit, the AA policy expands the options available to them.
“The new policy marks a significant step for AA Insurance, which aims to become a leading player in the travel insurance market.”
Cigna commercial director Andy Glynne added: “We’ve used our considerable experience in developing bespoke travel insurance products and service offerings for affinity partners to deliver to the AA a much enhanced customer proposition.
“The AA has an enviable position as one of the most trusted travel insurance brands and was keen to improve the attractiveness of its cover as well as reducing the range of exclusions which can put people off from taking out insurance at all.”