Farmers could be forced to take out insurance against future epidemics once the foot-and-mouth outbreak is over, according to insurance broker Jardine Lloyd Thompson (JLT).

A spokesperson for JLT said: “Given the circumstances surrounding the epidemic it is probable that it will become mandatory for farmers to be covered if they are to continue to receive government support.”

The National Farmers Union estimated that only 10% of farmers had cover against the loss of livestock.

Fewer still are covered against loss of revenue when animals are quarantined, restricted from going to market or cannot be moved.


The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.

Topics