News Analysis
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News AnalysisAttacking opportunity: Can the cyber insurance market deliver in 2026?
Record cyber attacks in 2025 exposed entrenched supply‑chain vulnerabilities and caused widespread disruption to UK businesses, yet cyber insurance penetration remains low – what opportunities does the market see to protect businesses going forward?
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News AnalysisBriefing: Brokers could be ‘on thin ice’ where commission sharing is concerned
The ground is shrinking beneath brokers and insurers still involved in the process of shafting leaseholders
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News AnalysisCyber risk takes root on the farm as agriculture goes fully connected
‘Farmers are natural risk managers. They’ve been doing this for hundreds of years – in essence, since the dawn of man,’ says managing director
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News AnalysisOpinion: The feedback disconnect – why managers are scared to talk to gen Z
Insurance business middle managers are veering away from feedback conversations with younger staffers, but learning how to deliver professional advice successfully to this generation can unlock retention and performance benefits
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IT InterviewHildur Smaradottir and Karsten Ries: How a Nordic IoT partnership has scaled proactive insurance
Insurance Times talks with Ohma chief executive Hildur Smaradottir and Onics chief executive Karsten Ries, to discuss how a Nordic insurance partnership has capitalised on the technology behind the Internet of Things and what the UK might stand to learn from their successes
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News AnalysisBrokers call out ‘devastating impact’ of claims ‘inefficiencies’ on commercial haulage clients
A lack of interim payments and email only communication is having a direct impact on haulage firms’ cash flows, argue commercial brokers – with some demanding changes to ‘one size fits all’ claims processes
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IT InterviewRenewals saw reinsurers keen to deploy capital, buyers focused on banking savings – Gallagher Re’s Kerton
Three years of strong profitability left reinsurers comfortable with their risks despite softened rates, while cedants prioritised reduced cost over additional protection
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News AnalysisTracking what 180,000 real consumers spend on general insurance
Insurance Times analyses the current and credit account spending of 180,000 real UKGI customers over the last 12 months, to gain a rare insight into the building blocks of the personal lines market
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News AnalysisBriefing: Soft market supports succession of MGAs and protects against ‘day of reckoning’
Market commentators predict that MGAs fare better in the current soft market cycle versus their insurer peers – but does this success have an end date or is ‘the rise of MGAs’ unstoppable?
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AnalysisIs portal-only trading progress or a problem for MGAs and brokers?
As MGA portals become central to broker trading, a chief executive warns that there is a ‘danger’ in brokers shoehorning risks that require underwriter collaboration
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News AnalysisBriefing: Rising AI uptake drives demand for sector-wide skills update
The government and independent bodies concur that AI technology should unlock a wealth of opportunity for the financial services sector – but only if market firms can satisfy skills gaps with tailored training
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News AnalysisTechTalk: Insurance sector an ‘active partner’ in the nuclear renaissance
As momentum builds around the need for more nuclear power generation, the insurance industry must grasp an opportunity to support and facilitate new projects
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News AnalysisAre pet insurance claims keeping pace with customer expectations?
A disconnect between technical compliance and customer experience carries reputational risk for the sector – but is currently not being addressed
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News AnalysisIn Focus: How insurers use data to support broker schemes – and what happens when it’s limited?
’If you don’t have good data, insurers will be less interested because it makes it difficult to assess [if] the scheme works, is it fit for purpose,’ says director
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News AnalysisBriefing: What an unexpected pet insurance claim can reveal about Consumer Duty in practice
Is UKGI too focused on being a stickler for Consumer Duty rules, without properly considering the ethos and spirit of this outcomes centred regulation? Claims processes could be the rub here…
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AnalysisIn Focus: Could cyber-centric broker schemes boost commercial cyber insurance penetration?
The latest Insurance Times Schemes Index, published on 15 January 2026, has typically reflected an erratic picture for commercial cyber schemes. With premiums up 12% on six months ago, do cyber-centric broker schemes have the potential to improve uptake of commercial cyber insurance?
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News AnalysisBriefing: Why is Zurich so keen on acquiring Beazley – and will Beazley bite?
Zurich believes the suggested deal will create a global leader in specialty insurance, but Beazley is urging its shareholders ’to take no action’ after the latest takeover proposal was submitted to the insurer
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News AnalysisFresh faces, fresh thinking: Counter fraud leaders call for recruitment overhaul
‘We don’t start people there as apprentices or let them learn from the bottom up – and that’s probably a thing that could be done,’ says director
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IT InterviewCaroline Wagstaff: Forging the LMG into a ‘one trick pony’ for attracting diverse early career talent
Chief executive shares how she is leading the ‘small, scrappy trade association’ to transform its ‘unfocused’ approach to mitigating London-centric talent challenges into a targeted tool set that ‘concentrates on one problem statement’
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NewsBiba Manifesto 2026: Trade body seeks new Financial Services Bill
‘It’s not easy asking for a bill that isn’t in the King’s speech, that’s quite a challenge, but we just think it’s a necessity if we’re going to actually make these changes happen,’ says broker body chief executive
