Uris Group-owned MGA targets growth in non-standard home portfolio in 2026

Specialist personal lines MGA Midas is planning to add more products to its non-standard home portfolio in 2026.

The Uris Group-owned MGA said it is making the move as it looks to achieve growth in its portfolio this year.

The planned expansion comes following a deal Midas signed with Zurich last year (18 September 2025), which will enable the business to underwrite over £250m premium over the next five years.

While the non-standard home market is competitive, Midas’ chief underwriting officer Andy Baughan explained that the MGA will ”have plenty of headroom to grow with Zurich”.

He said that this is because “while rates softened significantly last year, there are signs that rating has begun to level out and, in some lines, prices may start to move upwards again this year”.

He continued: “We have a wide underwriting footprint for non-standard including non-standard construction, unoccupied properties, let properties, holiday homes, risks with previous claims and convictions, all traded through OGI, Acturis and Applied.

“We’re finding high demand for our non-standard home proposition because many insurers don’t have the time or expertise to do it themselves and they prefer to work through MGAs such as ourselves.”

Northern Ireland expansion

Baughan also pointed to the Northern Ireland (NI) market as a future growth hotspot for Midas. 

Midas has private car propositions available in NI and a GB-wide classic car portfolio underwritten by Axa and Aviva respectively.

Baughan explained that the MGA will continue to explore the expansion of their home and motor products in the NI market. 

Baughan added: “We are super excited by our non-standard property proposition alongside our motor offerings and brokers are pleasantly surprised by the breadth of products we provide.

“We’re expecting to add more propositions this year and we are confident the demand will be there from our broking partners. It’s an exciting time for the group following UGL’s management buyout from Ardonagh under the leadership of Derek Coles.”