‘These initiatives span several markets and, in some cases, have existed for several decades – the noticeable absence is travel,’ says actuary
Clegg Gifford chief executive Toby Clegg questions whether a future advantage in underwriting may lie in more accurately pricing the risks originating from moral hazard and insured behaviour
‘People living with a rare disease may need to travel considerable distances to access specialist clinical trials,’ says underwriter
‘If you hit someone on a scooter, you’re immediately going to be terrified – and when people are terrified, it’s much easier get them at the scene, in shock, to admit liability,’ says partner
‘We could have a system in place where in the run up to renewal, the insurer cross-references or does an AI check on if the property has had any planning permission applications’ says director
‘NCA officers were investigating Thomas for attempting to sabotage a drugs trial when we discovered key evidence that he was also involved in significant and complicated attempts to defraud insurance companies,’ says investigating officer
’Making Direct Line home insurance available through PCWs for the first time is an important step in giving customers more choice in how they buy cover,’ says commercial director
’This year’s pivot, from January onwards, has been to figure out how we maximise the benefit and the assets that we’ve got, as well as how we recognise claims itself as a strategic asset in the whole of the insurance cycle,’ says chief claims officer
News editor James Cowen discusses whether the rise in retailers entering the personal lines insurance market is a threat to traditional distribution channels
Sharon Brown, founder and chief executive at the Pet and Equine Insurance Association (Peia), explains why the relationship between care provision and insurance must be thought about carefully
’We very much look forward to building on this first strategic partnership, in what is such an important niche market for brokers and their customers,’ says managing director of property and personal
The collaboration will commence in December 2026, with a wider, in-person roundtable series following in 2027