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Commercial lines rates fall by 11.7% as market softening reasserts itself
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Property
News
Addept Insurance launches latest commercial product
’By focusing on addressing the gaps that currently exist in products for this important market, we are ensuring they have access to the right level of protection,’ says managing director
News
AIG appoints first head of real estate for commercial property
‘In this newly created role, he will lead the development of our real estate insurance portfolio and go-to-market strategy,’ says head
News Analysis
Commercial lines rates fall by 11.7% as market softening reasserts itself
The latest data from the commercial insurance market reveals that premiums fell by 11.7% year-on-year in the third quarter of 2025, marking the most significant rate decrease recorded in the current soft market cycle
News
Earth, water, air and fire – the risk frontiers for the London market
‘As the risk profile of the elements shifts, particularly due to factors like changing weather patterns, so does the insurance response,’ says chief executive
News
Swinton adds Atec-owned MGA to landlord panel
’This partnership allows us to deliver a tailored, data-driven product that supports landlords in protecting both their property and rental income,’ says distribution director
News
Addept Insurance launches rent guarantee insurance for social housing sector
’Landlords and local authorities offering social housing face key areas of difference from those in the private rental sector,’ says managing director
News
Awaab’s Law set to transform housing claims sector – Paul Squires
’Landlords who can demonstrate robust compliance may be rewarded with more favourable insurance terms, while those who cannot may struggle to find insurance at all,’ says partner
Analysis
Was scratching out required pet damage insurance from Renters’ Rights Act a missed opportunity?
With the Renters’ Rights Act coming into force last month, the decision to drop the clause that allowed landlords to require tenants hold pet damage insurance has come under fire, with a managing director branding it a ‘retrograde step for landlords and tenants alike’
News
Westfield Specialty modernises underwriting with insurtech
‘This project is an early example of how the market is set to transform in the future,’ says chief strategy officer
News
Aviva warns of nearly 20% spike in malicious damage claims ahead of Halloween
’While some of us look forward to the festivities that come with the darker months – such as Halloween – our data shows that malicious damage and theft tends to increase during this time,’ says senior underwriting manager
News
Recent home insurance GWP growth masking issues beneath the surface – Oxbow Partners
Although GWP has been rising, the UK home insurance market is showing signs of fragile foundations, with falling policy numbers, rising claims costs and low consumer confidence putting sustained pressure on profitability
News
Underinsurance rife as just 7% of properties covered adequately
‘While underinsurance remains a huge concern, we cannot overlook the growing issue of overinsurance,’ says head
News Analysis
Top earning schemes deliver brokers reliable commission growth
The largest schemes have delivered brokers reliable growth in commission over the past two years, though volatility and slumps – such as in previous fast-climber cyber liability – have been seen in other lines
News
London market premiums exceed £100bn for second year running
‘Our study has clearly shown the importance of the London company market to the financial services sector and wider UK economy,’ says director of communications
News
Verisk helping insurers gain insight into carbon footprint of claims
’This assured model reflects our shared commitment to accelerating the transition to a low-carbon economy and will help to equip insurers in the UK with the tools they need to meet their sustainability goals,’ says director
News Analysis
UKGI market returns to underwriting profit as expense management pays dividends
Market intelligence firm pinpoints the best performing business lines in UKGI, while warning that the ‘diverging fortunes’ between firms’ expense and loss ratios can make or break sustainable profitability
News Analysis
Commercial lines index hints that soft market may be bottoming out
‘While it is unclear when markets will harden, the decrease in rate softening is an indication that this may be starting to happen and this will be welcome news,’ says director
News Analysis
Which commercial lines products will find sustainable profit in 2026?
Insurance Times analyses eight major commercial lines products to predict where the industry will see sustainable growth in 2026 amid challenging market forces
News
Insurers paid £1.6bn in property claims in Q2 2025
‘Our latest figures emphasise the vital protection insurance continues to offer people and businesses,’ says head of general insurance policy
News
UK and global commercial insurance rates continue to fall
‘Mounting competition among insurers with ambitious growth targets is providing reduced pricing and broader coverage options,’ says president of global placement
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registered in England & Wales with number 01676637
at The Echo Building, 18 Albert Road, Bournemouth,
England, BH1 1BZ - a Gannett company
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