Smart and Cook
Smart and Cook has appointed a new director at the firm's expanding Scottish office in Glasgow.

Angus Fraser has joined the board after 12 months with the company.

Smart and CookSmart and Cook has appointed a new director at the firm's expanding Scottish office in Glasgow. Angus Fraser has joined the board after 12 months with the company.Fraser has 38 years' experience in the industry, having spent 13 years at Royal Insurance, followed by 24 years at A Anderson and its successor Griffiths & Armour.

EuropeaPersonal accident specialist Europea has appointed Darren Rowe as business development manager for the UK and Europe.Rowe has 14 years' experience of commercial insurance, and previously worked for Willis, Endsleigh Insurance Brokers and, most recently, Kingsbridge Sport Solutions.

Stuart AlexanderStuart Alexander is making some changes to its management. These changes are to reflect the broker's move from marketing-led activities to sales-led activities.From January 2004 marketing director Ron Tyler will revert to his role as consultant. Tyler will however continue to be Stuart Alexander's main supplier for marketing services and will be in regular contact with all parts of the business throughout 2004.Jacqui Russell, who has worked in marketing at Stuart Alexander for 18 months, will be leaving the company at the end of December. Andy Poole will become business development director and Andrew Beale will be responsible for the sales and customer relations functions.

Broker NetworkThe Broker Network has appointed Malcolm Keyte to its sales team. In his role as sales executive, Keyte will promote the network and recruit insurance intermediaries into membershipsKeyte has joined The Broker Network from Misys, where he spent 23 years in various roles.

Pavilion InsurancePavilion Insurance has appointed Sarah Gow and Ginny Jones to the board. Gow has been appointed as deputy managing director, and Jones to the position of administration director (and company secretary designate).Gow has worked in the insurance industry for 20 years. She previously worked for Royal & SunAlliance, gaining experience in claims investigation and marketing. She joined Pavilion in 2001 as sales and technical manager, becoming general manager at the beginning of 2003. Jones has been in the insurance industry for 15 years. She began her career as a clerk at Westminster Motor Insurance Brokers and has also worked for Globe Insurance Brokers and Pinnock Bell. Jones joined Pavilion in 1999 as administration supervisor, and was promoted to administration manager in 2001.

Markel InternationalPeter Middleton will join Markel International as divisional managing director for the Specialty Division on 5 January 2004. Middleton joins from Gerling at Lloyd's, where he is the chief operating officer and underwriting director.The appointment will coincide with the renaming of the reinsurance and accident division to the specialty division. The existing reinsurance and accident team will form part of this new division and Clive Couzens will continue as divisional managing director for accident and reinsurance. Middleton began his career in insurance 25 years ago with Mercantile & General. Since then he has worked in a variety of roles, including positions at TIG Reinsurance, St Paul Reinsurance and Munich Re. John Hearn will join Markel International as protection and indemnity underwriter. Hearn will join from from Shipowners', a P&I insurer for specialised craft, where he is head underwriter for Canada, India, UK and West Africa. Hearn has worked in the insurance industry in a variety of underwriting roles for 20 years.

Dual Corporate RisksDual Corporate Risks, a specialist underwriting management company, has promoted Andrew Robertson to director. He has also joined the board of the company.Robertson joined Dual Corporate Risks in September 2001 from HSBC Insurance Brokers and has been senior underwriter for Dual's directors' and officers' (D&O) liability products since that time. He continues to head up the D&O underwriting team, but has taken on greater responsibility for the direction and growth of the business in his new role.

Brit InsuranceBrit Insurance has appointed Nicholas Davies as class underwriter for its new war and terrorism account.His responsibilities will encompass aviation hull war, aviation war liability, marine hull war (including war P&I), war on land, as well as stand-alone terrorism risk. Davies will write the account on behalf of Syndicate 2987 and is expected to write £22m of premium income in 2004.Prior to joining Brit, Davies spent 18 months as a member of the US property underwriting team at Ace Global Markets. He entered the market as a broker with Bain Hogg International.Davies was highly commended in the Young Achiever of the Year category at the Insurance Times 2003 Awards.

Morgan ColeMorgan Cole has promoted David Cole to partner.Cole is a team manager in the firm's insurance practice area, dealing mainly with claims for insurance fraud, employers'/ public liability and high value personal injury. He is responsible for running a client-facing team. He has also co-written the Claims handling training manual for one of the practice's clients.

GarwynJohn Bundy will be joining the board of liability adjuster Garwyn with effect from 2 January 2004 as director of legal services. Bundy was previously the senior partner of City-based law firm Hextalls.

Company focusTBS appoints senior management team Total Broker Solutions (TBS) has made three senior management appointments.From 31 December, two directors of The Beckett Group will transfer to TBS. Keith Isherwood, Beckett managing director, will become managing director of TBS, and Lynne Hobden-Clarke, the group's HR director, will become HR and administration director of TBS.Chris Arter, former secretary general of the AIIB, has been appointed membership development manager.TBS chairman Robert Beckett said: "As chief executive of TBS, Mike Williams is now supported by a strong team widely experienced in running major insurance and broker organisations. Further appointments are expected in January."

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