NIG is being sued by Adil Catering Limited (ACL), a company which runs Burger King franchises, in a £500,000 liability dispute relating to a fire at a building owned by ACL.

ACL claims that NIG agreed to insure an Aylesbury pub which Adil owned and intended to convert into a Burger King "drive thru".

ACL says that on 9 September 2003, NIG agreed to insure the pub "in respect of, among others, the risk of loss, damage and destruction at the premises by fire subject to a limit of indemnity of £500,000".

According to ACL, on 15 September 2003, NIG issued a schedule confirming the addition of the pub to ACL's policy with effect from 9 September 2003.

On the evening of 14 September 2003, or in the early hours of 15 September, there was a fire at the pub which "caused serious damage to the premises and to the fixtures and fittings therein".

ACL consequently made a claim under its policy with NIG.

But ACL claims that NIG has "refused to confirm its liability to indemnify ACL".

An NIG spokesman said: "We are still in discussions with the claimant and cannot comment further on the case."

The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.