Story of the Day – Page 5
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News AnalysisTop 50 Insurers: Commercial lines insurers pull ahead as Solvency UK data reveals sharper splits versus personal peers
Property insurance is proving profitable for both commercial and personal lines insurers, with near record lows in natural disasters influencing claims costs
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News AnalysisSolvency ratios strengthen as UK and Gibraltar insurers rebuild profitability
Insurance DataLab analysis of the latest solvency and financial condition reports (SFCRs) reveals rising solvency coverage and improving underwriting results across both markets
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IT InterviewRob Organ: Jensten Group ‘not asleep at the wheel’ over M&A and what’s next after Bain deal
’We’ve been very active still and the M&A team are looking forward to working with Bain Capital and making more announcements,’ says chief executive
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News AnalysisIn Focus: How technology is being used to help vulnerable customers – and a plea to the FCA
’Every insurer will have a slightly different philosophy and may have responded to the regulations and their best practices in slightly different ways,’ says chief technology officer
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IT InterviewPaul Dilley: Bridgehaven has not yet ‘scratched the surface’ of its growth ambitions
Chief underwriting officer explains ‘twofold’ strategy for 2026, which will see the hybrid fronting firm add new UK MGAs to its roster alongside a European expansion
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News AnalysisTop earning schemes deliver brokers reliable commission growth
The largest schemes have delivered brokers reliable growth in commission over the past two years, though volatility and slumps – such as in previous fast-climber cyber liability – have been seen in other lines
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AnalysisTechTalk: Walking the tightrope – the risks and rewards of tackling legacy tech
‘Historically, insurance has been a conservative, risk-averse industry. Maybe there’s a bit of an ‘if it ain’t broke, don’t fix it’ mentality. But I do see that shifting,’ says chief customer officer
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IT InterviewJason Hart: Cyber insurance must focus on key fundamentals, not ‘whizz-bang’ moments
Cyber security is a notoriously complex topic, with insurers grappling online threats that seem to change by the day, but does the key to effective and proactive cover actually lie in simplifying things for policyholders?
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News AnalysisThe Big Question: Are insurtechs solving real problems or just chasing hype and funding?
As the wave of AI-backed technology drives waves of investment and excitement, the debate over insurtech’s role in the market is heating up. Are these firms solving the industry’s real challenges, or simply chasing hype and funding? Insurance Times puts the question to leading voices from the market.
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News AnalysisIn Focus: Should insurers give brokers more ownership of coverage points when eTrading?
Are insurers taking on board broker advice and expertise when it comes to digitally placing commercial lines risks, or are eTrading processes blocking this type of collaboration? Insurance Times asks industry experts to find out…
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IT InterviewBe’eri Mart: AI implementation can be managed with lessons from the past
Following in the footsteps of machine learning implementations, operationalising artificial intelligence successfully will be the differentiating factor for firms in UKGI, says chief product officer
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News AnalysisInsurance sector ‘could become vulnerable’ following new fraud rules
’Insurers or any of the organisations that fall into scope need to ensure that any suppliers or agents likely to act on their behalf have the relevant controls and processes in place to mitigate the risk,’ says head of fraud
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News AnalysisMark Lomas: 'We have made progress', but more to do on inclusion at Lloyd’s
From culture survey scores to leadership diversity targets, Mark Lomas shares how Lloyd’s is driving progress on inclusion
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IT InterviewRichard Dudley: Reinsurance sector starting to showcase ‘a greater willingness to be innovative’
Alongside data usage developing reinsurance delivery, chief broking officer believes ‘a real crossover’ is ‘happening between insurers and reinsurers’
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News AnalysisAs sharks circle, who gets swallowed in insurance consolidation?
‘If you’re an insurer without scale and not a specialist, that middle ground is a difficult place to inhabit. I suspect some of those insurers will get squeezed in a soft market,’ says chief broking officer
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News AnalysisClean energy revolution facing extreme weather challenge
’These are perils that we haven’t really taken seriously in the past, given the emphasis on the US market, and now there are increasingly unmodeled events,’ says underwriter
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AnalysisWhat tempts motor customers to switch in a world without the ‘loyalty penalty’?
GIPP regulations are driving down the number of people switching provider when their motor insurance comes up for renewal, so what factors other than price can insurers use to differentiate their service?
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News AnalysisTomorrow’s insurance leaders will come from overlooked places
‘To look for new talent, we need to explore avenues we’ve never explored and that includes both ends of the socioeconomic spectrum,’ says chief executive
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IT InterviewBehind the memes: Using social media to advocate education and industry transparency
The industry insider behind ‘The Hard Market’ – the internet’s ‘official unofficial source for insurance industry truths, memes, and mayhem’ – tells Insurance Times about going beyond the laughs to enact real change for the profession
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IT InterviewMartyn Mathews: Why education is vital to reinvigorating the insurance industry
‘Transparency leads to trust and the more we have of that, the more the industry will grow,’ says managing director
