Analysis

Surge in e-bike injuries exposes gaps in insurance cover

By Tim Evershed 2025-10-27T08:00:00

e-bike

The increasing use and prevalence of e-bikes is creating new risks for the public and insurance sector, but has coverage caught up?

The increasing number of e-bikes on the UK’s streets has seen an accompanying rise in injuries, according to surgeons at a London hospital. This is not only placing a significant burden on stretched hospital resources, but leaves insurers facing complex risks, legal grey areas and gaps in coverage.

Over the past six months, surgeons at the Royal London Hospital in Whitechapel have seen 150 cases caused by e-bike accidents.

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