A Health and Safety Executive (HSE) report has found that poor track maintenance was the cause of the Potters Bar rail crash.

In its third progress report on the incident the HSE concluded the crash happened due to missing track nuts, which caused the points to fail and the train to derail.

Jarvis, the maintenance contractor responsible for the upkeep of the tracks where the crash occurred, had previously insisted that sabotage could not be ruled out.

Jarvis has admitted it faces potential liabilities as a result of the crash and is understood to have insurance cover placed in the London Market.

The company could be exposed by incorrect management procedures or by the negligence of a member of staff.

Last year St Paul International stopped providing consequential loss cover to train operators because of escalating liabilities following the Hatfield train crash.

The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.

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