Insurer Analysis

Toby Clegg

News Analysis

Briefing: How to lose friends and alienate Rolex wearers

2026-09-09T08:00:00+01:00By

Clegg Gifford chief executive Toby Clegg questions whether a future advantage in underwriting may lie in more accurately pricing the risks originating from moral hazard and insured behaviour

diversity and inclusion lloyds

News Analysis

Beyond the D-word – does insurance still believe in diversity?

2026-09-04T07:00:00+01:00By

As the insurance industry moves away from dedicated diversity and inclusion initiatives towards broader conversations about culture, talent and skills, the question is whether this marks genuine progress – or simply makes an old problem less visible