Insurer Analysis – Page 3
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News AnalysisTop 50 Insurers: Aviva consolidates top spot thanks to DLG amalgamation
The results are in for 2025 – which insurers are leading the pack in UK general insurance and what trends are underpinning profitable growth?
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News AnalysisOpinion: Is nepotism inherently bad or an underutilised talent attraction tool?
Nepotism can provide a ‘base level understanding of the opportunities’ within insurance, with career conversations at home potentially attracting a cohort of the next generation of talent to the Square Mile
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News AnalysisTechnology risks becoming increasingly present in construction sector
Modern construction ’risks can sit somewhere between a traditional contracting risk and a technology firm’, says underwriting manager
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NewsFirms struggle to integrate with insurtech partners – Charles Taylor’s Jeremy Stevens
’There are less insurtechs that are from the insurance sector and that have insurance pedigree,’ says director
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News AnalysisTop 50 Insurers: Does size really matter for underwriting profitability?
Although larger insurers understandably take advantage of economies of scale, smaller firms have obtained profitable results for the first time in three years thanks to specialist know-how and improvements in loss and expense ratios
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News AnalysisBriefing: How UKGI should respond as AI becomes more popular with consumers
Relevant research finds that the number of customers who are comfortable with artificial intelligence deciding their policy price without human intervention rose from 31% in 2024 to 37% in 2025
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News AnalysisTop 50 Insurers: Commercial lines insurers pull ahead as Solvency UK data reveals sharper splits versus personal peers
Property insurance is proving profitable for both commercial and personal lines insurers, with near record lows in natural disasters influencing claims costs
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News AnalysisSolvency ratios strengthen as UK and Gibraltar insurers rebuild profitability
Insurance DataLab analysis of the latest solvency and financial condition reports (SFCRs) reveals rising solvency coverage and improving underwriting results across both markets
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News AnalysisIn Focus: How technology is being used to help vulnerable customers – and a plea to the FCA
’Every insurer will have a slightly different philosophy and may have responded to the regulations and their best practices in slightly different ways,’ says chief technology officer
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News AnalysisBriefing: The one thing corporates can do to positively impact DEI in 2026
There are many ways to progress DEI strategies next year, whether businesses look to employee resource groups or recruitment practices – here, industry commentators share their views
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IT InterviewPaul Dilley: Bridgehaven has not yet ‘scratched the surface’ of its growth ambitions
Chief underwriting officer explains ‘twofold’ strategy for 2026, which will see the hybrid fronting firm add new UK MGAs to its roster alongside a European expansion
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AnalysisTechTalk: Walking the tightrope – the risks and rewards of tackling legacy tech
‘Historically, insurance has been a conservative, risk-averse industry. Maybe there’s a bit of an ‘if it ain’t broke, don’t fix it’ mentality. But I do see that shifting,’ says chief customer officer
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News AnalysisBriefing: Next steps crucial as super complaint submitted to FCA
Which? said its evidence that the home and travel insurance markets are not working was “overwhelming”
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News AnalysisIn Focus: Should insurers give brokers more ownership of coverage points when eTrading?
Are insurers taking on board broker advice and expertise when it comes to digitally placing commercial lines risks, or are eTrading processes blocking this type of collaboration? Insurance Times asks industry experts to find out…
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News AnalysisInsurance sector ‘could become vulnerable’ following new fraud rules
’Insurers or any of the organisations that fall into scope need to ensure that any suppliers or agents likely to act on their behalf have the relevant controls and processes in place to mitigate the risk,’ says head of fraud
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News AnalysisMark Lomas: 'We have made progress', but more to do on inclusion at Lloyd’s
From culture survey scores to leadership diversity targets, Mark Lomas shares how Lloyd’s is driving progress on inclusion
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News AnalysisAs sharks circle, who gets swallowed in insurance consolidation?
‘If you’re an insurer without scale and not a specialist, that middle ground is a difficult place to inhabit. I suspect some of those insurers will get squeezed in a soft market,’ says chief broking officer
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News AnalysisOpinion: Are micro firms buying commercial covers like a personal lines customer?
Market feedback has revealed that micro businesses of less than 10 staff could fall victim to buying commercial covers with a personal lines mindset, risking underinsurance and coverage gaps – how can the sector mitigate this?
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News AnalysisClean energy revolution facing extreme weather challenge
’These are perils that we haven’t really taken seriously in the past, given the emphasis on the US market, and now there are increasingly unmodeled events,’ says underwriter
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News AnalysisTomorrow’s insurance leaders will come from overlooked places
‘To look for new talent, we need to explore avenues we’ve never explored and that includes both ends of the socioeconomic spectrum,’ says chief executive
