Analysis
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News AnalysisAttacking opportunity: Can the cyber insurance market deliver in 2026?
Record cyber attacks in 2025 exposed entrenched supply‑chain vulnerabilities and caused widespread disruption to UK businesses, yet cyber insurance penetration remains low – what opportunities does the market see to protect businesses going forward?
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News AnalysisBriefing: Rising AI uptake drives demand for sector-wide skills update
The government and independent bodies concur that AI technology should unlock a wealth of opportunity for the financial services sector – but only if market firms can satisfy skills gaps with tailored training
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News AnalysisTechTalk: Insurance sector an ‘active partner’ in the nuclear renaissance
As momentum builds around the need for more nuclear power generation, the insurance industry must grasp an opportunity to support and facilitate new projects
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News AnalysisBriefing: The Leadenhall Project – Do not let anyone say ‘AI told you so’
The artificial intelligence trouble-bubble will pop, but are UKGI firms prepared for the fallout and how it could impact their businesses?
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News AnalysisWhat lies ahead for UK insurance in 2026?
‘The pace of change today is different because of multiple forces compounding simultaneously,’ says chief executive
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News AnalysisBriefing: The fast and slow market of driving innovation
Innovation cycles within organisations are currently interconnected with hard and soft market conditions – but companies should take inspiration from their own body cells to treat innovation as a natural function rather than a stimulant
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News AnalysisThe Big Question: What will industry innovation for UKGI look like in 2026?
During 2025, artificial intelligence has quickly reshaped roles, processes and risk exposures – but what innovations and new technologies are UK general insurance participants expecting to land next year and what impact could they have on market practices?
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News AnalysisSector should not aim to implement AI as a ‘be-all and end-all’ solution
’The AI can recommend a course of action, but the handler has to take the final decision,’ says chief executive
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News AnalysisTop 50 Insurers 2025: Insurers warn against losing human judgment in AI race
‘AI isn’t going to replace the talents of underwriters anytime soon – having a human in the loop is essential,’ says chief underwriting officer
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News AnalysisTechnology risks becoming increasingly present in construction sector
Modern construction ’risks can sit somewhere between a traditional contracting risk and a technology firm’, says underwriting manager
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News AnalysisBriefing: How UKGI should respond as AI becomes more popular with consumers
Relevant research finds that the number of customers who are comfortable with artificial intelligence deciding their policy price without human intervention rose from 31% in 2024 to 37% in 2025
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News AnalysisThe Big Question: Are insurtechs solving real problems or just chasing hype and funding?
As the wave of AI-backed technology drives waves of investment and excitement, the debate over insurtech’s role in the market is heating up. Are these firms solving the industry’s real challenges, or simply chasing hype and funding? Insurance Times puts the question to leading voices from the market.
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News AnalysisIn Focus: Should insurers give brokers more ownership of coverage points when eTrading?
Are insurers taking on board broker advice and expertise when it comes to digitally placing commercial lines risks, or are eTrading processes blocking this type of collaboration? Insurance Times asks industry experts to find out…
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News AnalysisBriefing: Advanced price risk underwriting can open up new markets for insurance
One AI-powered MGA with hedge fund experience has created a model that allows it to accurately underwrite price protection insurance for raw materials
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News AnalysisExtranets v software houses: Where are brokers handling their eTrading?
Insurance Times dives into the wealth of data within its Five Star Rating Report: eTrading 2025, to determine whether brokers are using insurer extranets or software house platforms for their eTrading needs
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News AnalysisTechTalk: Directors face ‘real risk’ of liability in wake of cyber attacks
‘There should be no assumption that cyber risks are covered under a D&O policy,’ says law firm partner
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News AnalysisBriefing: As AI evolves, affirmative cover is becoming ever more important
’It’s a very, very good thing for it to be explicit in the [policy] wording,’ says executive director
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News AnalysisBrokers reveal 2025’s best and worst insurer eTrading platforms
Aviva has secured a seventh consecutive five star award for eTrading service in Insurance Times’ latest research, trumping other extranet platforms such as Zurich Online, RSA Online and QBE FastFlow – but what else is the survey data saying?
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News AnalysisBrokers are ‘logical latecomers’ to AI use as ‘old guard’ believe in certain way of doing tasks
Multiple experts spoke at Insurance Times’ TechTalk Live roundtable, which focused on affirmative cover for artificial intelligence and the myriad impact this technology is having on policies and practices
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News AnalysisBriefing: How AI can humanise insurance
Insurance businesses must make a dual investment for future success – in decision-making artificial intelligence and staff training to empower employees to tap into such tools
