The Big Question: What will industry innovation for UKGI look like in 2026?

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During 2025, artificial intelligence has quickly reshaped roles, processes and risk exposures – but what innovations and new technologies are UK general insurance participants expecting to land next year and what impact could they have on market practices?

UK general insurance will enter 2026 facing an innovation crossroads, with senior leaders across the market warning that the sector risks a slow burn crisis if it fails to properly harness AI, modernise data infrastructure and close protection gaps.

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