The scheme will provide brokers with the ability to ‘help clients and create business opportunities’, says head of technical services

Biba has reacted to an expected surge in UK holidays with the launch of a new holiday and residential park scheme for its members.

The association has partnered with specialist provider Binnacle Insurance to create the scheme, which will provide cover for a wide range of risks – from large commercial holiday and residential businesses to small family-owned touring and holiday locations.

The cover can also be adapted for caravan dealers, storage sites and distributors, said the association.

Biba added that a broad range of holiday and residential parks can be covered, including structures such as holiday caravans, lodges, chalets, camping and glamping accommodation, residential park homes and lodges.

The scheme also covers park buildings, facilities and equipment including leisure facilities, play equipment, IT, wifi and CCTV equipment and systems and sewerage plant and pump installations.

Business opportunities

Mike Hallam, Biba’s head of technical services, said: “With a growth in ‘staycations’ we’re delighted to bring this scheme to members – it’s another tool to help clients and create business opportunities.

“Binnacle has provided a market leading product with A-rated insurer capacity and have extensive knowledge and expertise in the market. This is a great addition to our member schemes offering.”

The scheme is available to members without minimum levels of support requirements and offers standard cover for buildings, structures, fixtures, fittings and contents with the option to add an automatic day one uplift on declared sums insured of 15%.

Public and products liability at £5m and employers’ liability at £10m can be included.

Business interruption can also be covered as a result of property damage, specified diseases, denial of access, loss of attraction, failure of supplier or loss of license.

Karen Stacey, managing director at Binnacle, added: “We’re delighted to be appointed as the Biba scheme provider for holiday and residential park businesses.

“Insuring parks and those who enjoy using them is what we’re well known for. As we currently insure more than 1,200 parks in the UK, we believe we’re entitled to call ourselves experts.

“We also recognise the important role that brokers play in providing insurance for this unique sector and are excited to see this scheme develop.”

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