Analysis

Briefing: Duty of disclosure headache must be simplified to battle misunderstandings

By 2026-04-01T08:00:00

woman looking at insurance policy

Getting duty of disclosure details wrong can have severe ramifications for brokers’ commercial clients – although inconsistent insurer requirements here are a pain point, brokers must not let this element fly under the radar

Among the topics that struggle to compete for clients’ attention, one clearly stands out for me. Although deemed to not be as exciting as a premium saving or the removal of a condition precedent, this factor is fundamental to the validity of every policy – the duty of disclosure.

This section, often tucked away in a policy’s statement of fact section, is a source of misunderstanding and can easily be overlooked.

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