Admiral’s UK motor business secured over £1bn of profit in 2025

Admiral has revealed that its UK business secured over £1bn in pre-tax profit during 2025, with motor making up a large chunk of that number.

In a trading update published today (5 March 2026), the insurer said that its UK arm secured £1.08bn last year, up from £976.7m last year.

UK motor insurance profit increased by 7% to £1.02bn year-on-year, while other UK insurance lines delivered £62m in profit.

Admiral group chief executive Milena Mondini de Focatiis said: ”UK motor delivered an exceptional performance, surpassing £1bn of profit, while our other UK personal lines, Admiral Money and European Motor operations together generated nearly £100m of profit, with strong results in France and a rapid recovery in Italy.”

Across the group, profit before tax sat at £957.9m, a 16% increase from last year. Insurance revenue, meanwhile, reached £4.98bn, an increase of 9% from 2024.

Mondini de Focatiis added: “2025 was an exceptional year for Admiral, reflecting the strength of our business model, our discipline and the quality of execution across the group.

”We reported record profits, continued to grow our customer base and diversify our business, while maintaining momentum in how we invest and innovate.”

However, despite strong results, Mondini de Focatiis warned that amid challening market conditions in the UK, ”our market saw price falling 10% in 2025”.

“We expect this to return in 2026 as inflation continues on claim and we’ll continue to be as competitive as possible for as many customers as possible while at the same time including claim strength and be disciplined in our branding approach,” she said during a media call.

“Today, we refresh our strategy and we’ll focus on driving in the future growth [and] continuing growth in the UK. We expect to continue to grow discipline across the cycle and to continue to maintain market leading margins.”

Future growth

Meanwhile, the insurer also said the acquisition of telemetry-based fleet insurer Flock in early 2026 also reflects its intention to expand into “attractive markets”, despite a focus on organic growth.

Flock has a digital platform that uses proprietary artificial intelligence (AI)-driven risk models trained on hundreds of millions of miles of real-world driving data to reward commercial motor customers demonstrating improved safety throughout the lifetime of a policy.

Speaking on the firm’s growth intentions during the briefing, Mondini de Focatiis explained that in the short and near-term, its plans are to grow all lines of business “organically” and she expect this to continue to be the case.

“All that said, we’ll consider acquisition if there is a good strategic fit and if we think that this can accelerate our diversification efforts,” she continued.

“If you look at what we’ve done with Flock it was exactly that. It was an acceleration of our diversification in UK, strengthening the proposition”.