Analysis

Broker CEO Forum: Mainstream carriers exploring fringe product propositions are ‘threat to MGA model’

By 2025-11-25T08:00:00

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With the dynamics of insurer and MGA relationships coming under the microscope at broker event, panellists additionally emphasise that ‘MGAs only exist on third party capital’, so ‘cannot afford to run business with brokers [that] aren’t delivering’

Mainstream carriers that focus on insuring “high volume, standard risks, where underwriting specialty makes relatively little difference” are increasingly trying to “push out” into more niche underwriting fields, posing “a threat to the MGA model”.

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