Premium finance provider on track for 85% Cagr target after £1bn posting

Premium finance provider PremFina has announced its contracted volumes – the total amount of capital it has committed to lend – totalled £1.1bn across 2025.

PremFina said the figure, which comes amid a nearly one third growth of its broker network, put it on track to reach its goal of 85% compound annual growth rate (Cagr) between 2024 and 2027 – a figure which would require £1.9bn in contracted volumes.

The results reflected a period of renewed commercial focus, with the firm announcing three broker partnerships in the final quarter of 2025.

PremFina said it had “carried this momentum into 2026” after inking a deal with non-standard motor insurance specialist Quote Detective.

Its growth is also backed by a £350m securitisation facility announced in 2025, which PremFina said provides “firepower to support its continued expansion” and has enabled investment in technology such as artificial intelligence (AI) and automation.

Commercial value

Katie Roberts, chief operating officer at Quote Detective, said: “As the market evolves, it’s more important than ever for us to partner with a premium finance provider we can trust to deliver both commercial value and operational efficiency.

“PremFina stands out for its clear understanding of our business needs, its highly competitive rates and technology that frees up resources in our team.”

Sharon Bishop, chief executive at PremFina, added: “2025 was a defining year for our business and while other lenders pulled back, we leaned in.

“PremFina has been able to play the advantage of significant technology and people investment, expanding our broker network, fostering strategic long-term relationships and continuing to deliver for our partners. Our growth over the past 12 months is a clear validation of this strategy.

“We’ve entered 2026 buoyed by this momentum with an exceptionally strong pipeline of potential business. I have every confidence in our ability to continue scaling and I would be disappointed if, in two years’ time, we are not one of the top two premium finance providers in the UK.”