Analysis

Commercial lines rates fall by 11.7% as market softening reasserts itself

By 2025-12-05T08:00:00

Screenshot 2025-12-04 151025

The latest data from the commercial insurance market reveals that premiums fell by 11.7% year-on-year in the third quarter of 2025, marking the most significant rate decrease recorded in the current soft market cycle

Softening rates in the commercial insurance market intensified substantially in the third quarter of 2025, with rate reductions accelerating to a year-on-year decrease of 11.7%, putting an end to speculations that the soft market cycle may have begun to bottom out.

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